Personal insurance
Protecting you
from life’s what if’s
We offer a full suite of insurance solutions with you in mind. From business insurance to life insurance, disability, critical illness, and beyond.
Preparing for the worst shouldn't be your biggest fear
Integrated protection
Unbiased advice
Peace of mind
Planning for the future shouldn’t be a source of anxiety
It's human nature to avoid thinking about the worst-case scenarios. But planning for them doesn't have to feel like an impossible task.
Not sure if your family or business is adequately protected if something were to happen to you?
Avoiding the topic of life insurance, disability, or critical illness coverage because it’s too daunting?
Wondering if you have too much insurance, or not enough?
Worried about the financial impact of unforeseen events on your business?
Are you concerned about choosing the right policy amidst all the jargon and fine print?
Tired of insurance solutions that don't seem to fit your unique needs?
Advice you can trust.
Solutions you can count on.
In an industry where commission often drives decisions, we've taken a stand. Our advisors aren’t compensated on commission, meaning our team’s motivation is to find your the right policy for you, not the policy with the highest commission.
You can rest easy knowing we have your best interest at heart, always.
A proven process designed for peace of mind
Fully managed approach designed to scale dynamically with you
1
Discover
We start by uncover what matters most to you and getting clarity on where you want to be financially, personally and professionally.
2
Advise
With a clear understanding of what you want to achieve we offer sound advice and outline a path forward that aligns with your priorities.
3
Implement
Our team of specialists implement the agreed upon advice given and together we measure, track, and adjust your plan as needed.
4
Review
We remain present and active as your life evolves with regular review meetings to keep your plan up to date and things change.
Experience the
WealthCo advantage
Discover the benefits that set WealthCo Risk Management apart from other insurance brokers.
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We collaborate with your other advisors, ensuring that your insurance solutions align perfectly with your overall financial plan.
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Unlike other firms where commission drives decisions, our advisors are not compensated on a commission basis. Our advice is always tailored to your needs, not ours.
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With access to all the major insurance providers in Canada, we are able to offer truly personalized insurance solutions, rather than one-size-fits-all policies.
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We believe that insurance isn't just about mitigating risks - it's about providing peace of mind.
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How much is peace of mind worth to you?
Peace of mind is a priceless asset in the face of life's uncertainties. Insurance is more than just a financial safety net - it's a gateway to peace, letting you live fully today with the confidence that tomorrow is secure. When considering what peace of mind is worth to you, think of insurance as an investment in your future for both you and your loved ones. Here are a few ways insurance solutions can offer you confidence and peace of mind;
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Protect your
family’s future
A well-planned life insurance policy is more than just a financial safety net - it's a commitment to the well-being of your loved ones, ensuring their financial stability in the face of the unexpected. It's about securing your legacy, protecting your family's future, and gaining peace of mind knowing that, no matter what happens, you've got them covered. Life insurance isn't just a policy, it's a promise of protection that transcends generations.
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Preserve your income
and livelihood
Life is an active endeavour, and your ability to work is one your greatest assets. But what if injury or illness sidelines you? Disability Insurance is there to safeguard your income, replacing a portion of it when you are unable to work due to a disabling event. Disability Insurance isn’t a luxury; it's a fundamental part of a comprehensive financial plan that provides reassurance when you need it most.
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Protect your health
and wellbeing
None of us plan to get sick, yet 2 in 5 Canadians will be diagnosed with cancer in their lifetime.* Critical Illness Insurance is your financial shield against the storm of serious health conditions, providing the means to focus on your recovery instead of financial stress. Critical Illness Insurance helps you to navigate through life's toughest challenges without financial stress.
*Canadian Cancer Statistics, 2021
Most people are unprepared for life’s unexpected events
Navigating the complex world of insurance can feel daunting and overwhelming, but it doesn't have to be. We are dedicated to making insurance understandable, accessible, and integrated into your overall financial plan. We strip away the jargon and present you with clear, tailor-made solutions that truly meet your needs.
At WealthCo, you're not just another client. We see you as a partner, and your best interest is our priority. Our advisors are not paid on commission, which means our advice is always genuine and focused on what's best for you. We work alongside your other advisors to ensure a cohesive approach to your financial health, reducing friction and increasing efficiency.
Preparing for the worst doesn't have to be a source of stress. Instead, it becomes an empowering journey of securing your business and family's future. We strive to offer you not just comprehensive insurance solutions, but also the peace of mind you deserve, knowing that whatever life throws at you, you're well-prepared.
With WealthCo Risk Management, navigating insurance becomes less about avoiding fear and more about embracing security.
FAQ
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You may have had a negative experience in the past that was created by an inexperienced advisor that simply sold you something. We operate differently. We use the information you provide to project your financial future using conservative assumptions. If there is a gap, we'll find ways to fill it using conventional products that don't involve insurance. However, if insurance seems to be the most efficient way to solve a problem, we'll demonstrate to you why it is, and how it makes more sense than the alternatives. We'll never sell you anything - we leave you in the drivers seat to make all of the decisions.
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Your arrangement/contract is not with WealthCo., it is with one of the strongest life insurance companies in the world. In the event I'm not here, or WealthCo. isn't here, you don't have to worry. The insurers we work with have been in business for over 100 years and manage hundreds of billions - if not trillions - of dollars. They are strong, highly rated and Canadian. And you have a direct line to contact them outside of WealthCo.
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The insurers we work with are flexible and their contracts are designed to work with you through the different stages of your life. We will assist you in negotiating any changes that may arise.
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Our high-end insurance solutions provide tailored coverage to protect your wealth, business, and family from unforeseen events, ensuring financial security and peace of mind.
